THE BEST STUDENT LOAN CONSOLIDATION COMPANY

Student Loan Consolidation is a practical repayment tool that bundles all your school loans into one loan, significantly reducing your monthly payment. Take a look at how much you can save each month with our

Consolidating your federal student loans can reduce your monthly payment up to 53%. You can eSign your application online and be finished in minutes.


LOOK FOR private student loan consolidation program that offers interest rate reductions for on-time and automatic payments and there are no pre-payment penalties.

CHECK OUT THE SPECIAL PROMOTIONAL RATES ADVERSTISE IN THE WEB.
Beleive me there are lots out there.

Borrow money for college: The best student loan companies for students

If you're looking for a smart way to pay for college, you just found it.
Simplify your search for school loans check it out online.

Student loan companies allows you to:
* Borrow what you need - from $1,500 to $40,000 per academic year1
* Pay for other education-related expenses
* Competitive interest rates
* Receive a check in as few as 5 business days
* Pay it back after you graduate


Private student loans, also known as alternative student loans, help bridge the gap between the actual costs of college and other financial aid. Look for competitive rates and excellent customer service when you are seeking college money.

Student Loan Companies can provide up to $40,000 per academic year1 to help you pay for the real costs associated with getting an education - from books and lab fees to a new laptop.

Specific loans for education at all levels.
Student Loans can help provide funds for undergraduate, graduate and professional programs, continuing education and certificate programs.

Covering the full cost of education.
Alternative student loans are often used to supplement federal student loans. Tuition-only loans are another option but using a credit card to cover other education expenses can be risky.

Delay repayment while you're in school.
Get the college money you need now, and don't pay a cent until 6 months after you graduate. Or make interest-only payments while in school or start paying right away to save the most money.

CHECK OUT FOR SPECIAL AND PROMOTIONAL INTERNET RATES THAT ARE ADVERTISE IN THE WEB

Top ten credit card campany- the best with low interest rates

Shopping around for a credit card can save you money on interest and fees. You’ll want to find one with features that match your needs.
This information can help you
1 Understand the features of credit cards
2 Compare credit card features and costs
3 Know your rights when using your credit card
4 File a complaint if you have a problem with your credit card

Most of all convenience at your finger tips! Pay your credit card bill online, transfer high-rate balances, change your address and more - all in one secure place. Enroll in CardMember Services today.

This are the best top 10 credit card companies

1 First USA

2. Chase

3. NextCard

4. MBNA

5. Bank One

6. Capital One

7. Providian Financial

8. AT&T

9. Novas

10. Citibank


Top 11 to 15

11. First Union

12. Peoples Bank

13. Commerce Bank

14. Security National Bank

15. Wachovia


Remeber, you can always call the credit company and ask for a special rates. I have done this so many times. They always adjust the rates and take out the late fees.
So call them for best deals or check special offers that these company advertise in the internet.

Need a credit card - find the best credit card rates- Visa, Mastercard, Discover and American Express

The 3 steps in getting a credit card are :
1 search for type of credit card company
2 compare rates
3 apply

When you shop for a credit card company, consider the 10 types of credit card that caters to your needs.These are the 10 Type of Credit Cards:

1) Low Interest Credit Card - Offers Low Interest Credit Cards
Credit cards with 0% intro APRs & low fixed rate offers

2) Balance Transfer Credit Card - Offers Balance Transfer Cards
Transfer a high interest balance onto a low APR credit card

3)Rewards Credit Card - Offers Rewards Credit Cards
Credit cards that "reward" you for your purchases

4)Cash Back Credit Card - Offers Cash Back Credit Cards
Credit cards that allow you to earn cash back on purchases

5)Airline Credit Card - OffersAirline Credit Cards
Earn frequent flyer miles with an airline credit card

6)Instant Approval Credit Cards- Instant Approval Cards
Get approved instantly on select credit cards from specific banks

7)Prepaid Credit Card - Offers Prepaid & Debit Cards ,Control your spending with debit cards, prepaid debit cards, & prepaid credit cards

8)Credit Cards for Bad Credit- Credit Cards for Bad Credit
Cards for people with bad credit or less than perfect credit

9)Student Credit Card - Offers Student Credit Cards
Credit cards for high school & college students

10)Corporate & Business Credit Card - Offers Business Credit Cards
Cards for corporate & small-business owners

auto accident law firm- winning verdicts $2 million, $1 million, $500thousand,$100 thousand

A car accident is a road traffic incident which usually involves at least one road vehicle being in collision with, either another vehicle, another road user, or a stationary roadside object, and which may result in injury or property damage.

Auto accidents not only involve personal injury law, but insurance law as well. In the USA, it is mandatory to carry auto liability coverage, personal injury protection (PIP), and uninsured motorist bodily injury coverage. In order to receive compensation, you must contact a law firm

You must contact a law firm if you are involve in this type of accidents.
- Car, Truck, Bus, Train
- Motorcycle, Bicycle
- Pedestrian Knockdowns
- Boating Accidents
- Airplane Accidents
- Railroad Accidents
- All types of vehicular accidents

Contacting a law firm is neccesary because they can help you get the accident report and other documentation as well as facilatate you with the needed medical care.

You could get this amount as a winning verdict or a settlement

Types of Injuries

Motor Vehicle Accident $20,000,000
Medical Malpractice &10,000,000
Motor Vehicle Accident $7,000,000
Construction Accident Verdict $3,900,000
Construction Accident Settlement $ 3,000,000
Construction Accident Verdict $2,500,000
Elevator Accident Verdict $2,300,000
Construction Accident $2,300,000
Medical Malpractice Childbirth $2,200,000
Wrongful Death Hospital Negligence $2,000,000
Fire Accident Verdict $2,000,000
Car Accident Verdict $2,000,000
Motor Vehicle Head Trauma Verdict $1,800,000
Auto Accident Verdict - Brain Injury $2,000,000
Railroad Accident Settlement $1,800,000
Medical Malpractice Settlement $1,650,000
Slip and Fall on ice in building $1,200,000
Motor Vehicle Rollover $1,100,000
Car Accident Verdict $1,100,000
Assault at Concert $1,100,000
Construction Accident Fall from Ladder $1,100,000
Lead Paint Poisoning Settlement $1,000,000
Motor Vehicle Accident $1,000,000
Building Explosion Settlement $1,000,000
Forklift Accident $850,000
Construction Accident Settlement $750,000
Car Accident Settlement $800,000
Construction Accident Fall from Scaffold $690,000
Motor Vehicle Pedestrian Settlement $600,000
Motor Vehicle Rear End Collision $590,000
Trip and Fall Judgment $500,000
Car Accident Settlement $700,000
Falldown defective walkway $500,000
Trip and Fall Settlement $500,000
Supermarket Accident $400,000
Construction Accident Settlement $250,000
Falldown in Shopping Center $350,000
Medical Malpractice Settlement $225,000
Trip and Fall Construction Site $130,000
Trip and Fall on City Sidewalk $100,000
Negligent Supervision in School $100,000
Product Liability Settlement $100,000
Construction Accident $100,000
Escalator Accident Settlement $90,000
Car Accident Settlement $80,000
Construction Accident Verdict $2,700,000
Ceiling Collapse Settlement $550,000
Medical Malpractice Settlement $320,000
Car Accident Settlement $290,000
Negligent Security Settlement $245,000
Ceiling Collapse Settlement $220,000
Pedestrian Knockdown Settlement $190,000
Slip and Fall Settlement $175,000
Staircase Accident Settlement $170,000
Slip and Fall Settlement $120,000

New Apple iPods unveiled at Apples "LETS ROCK" media event

Apple Inc CEO Steve Jobs speaks as a projected image shows the evolution of the iPod Nano at Apple's 'Let's Rock' media event in San Francisco, California September 9, 2008.


Redesigned iPod Nano music players are shown on display for the media at Apple's 'Let's Rock' media event in San Francisco, California September 9, 2008.





Apple CEO Steve Jobs introduces a new version thinner of the iPod Touch during a product announcement in San Francisco, Tuesday, Sept. 9, 2008.





Apple CEO Steve Jobs talks about new earphones for the iPod at an event in San Francisco, Tuesday, Sept. 9, 2008

Buy a cheap house: How to buy foreclosed house or homes at auction

I have bought and sold many foreclosures. I started in the 1980's when many fewer people were doing it. The process varies from state to state. In both FL and NC the auctions are held on the courthouse steps, in the county seat. In FL, lets say the home is sold for $100K. If you don't research the title, you may be purchasing a second mtg. You would then be responsible for the first mtg and the second. It is very important to do your homework. Then, you will need 5% down in the form of cash or a chashiers check made payable to the clerk of the court. The balance will be due after 10 days also in the form of cash or cashiers check. Not very often, the owner will be able to hold off the foreclosure process in that 10 day period by filing for chapter 7, 9, 11, or 13. When that happens, the courts will refund you your money but it takes about 4-6 weeks. In NC, you also need 5% down on the day of the auction but now the 10 day period after the sale is open to anyone that wants to still put in an "upset bid". This process continues until a 10 day period goes by without anyone bidding again. Then the balance is due in the form of cash or cashiers check. All other mtg's are wiped clean in NC. The process is different from state to state. I would suggest you go to the courthouse and lookup the upcoming sales (they are posted somewhere just ask) and watch the process. Then, contact and pay an attorney for advice on how it works in the state you are in. I should say I have all but left the foeclosure business because of the volitility of the market. Be very careful, do your homework, and make sure you know what you are buying.

2 million americans will go bankrupt due to medical bills- get cheap medical insurance now

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About 2 million Americans will go bankcrupt due to medical insurance. A person goes bancrupt because of a knee surgery that the insurance didnt cover so the person could
not work anymore and everything justy falls apart.




Health Insurance:

The term health insurance is generally used to describe a form of insurance that pays for medical expenses. It is sometimes used more broadly to include insurance covering disability or long-term nursing or custodial care needs. It may be provided through a government-sponsored social insurance program, or from private insurance companies. It may be purchased on a group basis (e.g., by a firm to cover its employees) or purchased by individual consumers. In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government.

Health insurance works by estimating the overall risk of healthcare expenses and developing a routine finance structure (such as a monthly premium or annual tax) that will ensure that money is available to pay for the healthcare benefits specified in the insurance agreement. The benefit is administered by a central organization, most often either a government agency or a private or not-for-profit entity operating a health plan.
A Health insurance policy is a contract between an insurance company and an individual. The contract can be renewable annually or monthly. The type and amount of health care costs that will be covered by the health plan are specified in advance, in the member contract or Evidence of Coverage booklet. The individual policy-holder's payment obligations may take several forms:


Premium: The amount the policy-holder pays to the health plan each month to purchase health coverage.
Deductible: The amount that the policy-holder must pay out-of-pocket before the health plan pays its share. For example, a policy-holder might have to pay a $500 deductible per year, before any of their health care is covered by the health plan. It may take several doctor's visits or prescription refills before the policy-holder reaches the deductible and the health plan starts to pay for care.
Copayment: The amount that the policy-holder must pay out of pocket before the health plan pays for a particular visit or service. For example, a policy-holder might pay a $45 copayment for a doctor's visit, or to obtain a prescription. A copayment must be paid each time a particular service is obtained.
Coinsurance: Instead of paying a fixed amount up front (a copayment), the policy-holder must pay a percentage of the total cost. For example, the member might have to pay 20% of the cost of a surgery, while the health plan pays the other 80%. Because there is no upper limit on coinsurance, the policy-holder can end up owing very little, or a significant amount, depending on the actual costs of the services they obtain.